When the mobile toting consumer reaches the checkout counter

We have been talking about the imminent ascendancy of the smartphone into a payment instrument for the last 5 years… we’ve probably been seriously expecting it to happen over the last 3-odd years… and anyone that was at the Barcelona GSMA congress this year, will have experienced the exhaustion that everyone has with NFC – those who are tired of waiting have been forging ahead with incredible implementations ahead of those that are still talking about it.

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